“Memory is deceptive because it is colored by today’s events.” Albert Einstein Suppose your doctor tells you that you must undergo an uncomfortable medical examination and that there are two choices available. Option A: 8 minutes of sharp, intense pain and the procedure ends. Option B: The same 8 minutes of intense pain as Option […]

“DON’T PANIC.” Douglas Adams,‘The Hitchhiker’s Guide to the Galaxy’ Through the early days of Trump’s presidency, we found ourselves reminded of Arthur Dent; regular Earth-person and protagonist of ‘The Hitchhiker’s Guide to the Galaxy.’ After discovering that both his house and planet are to be destroyed, Dent must negotiate a series of increasingly unpredictable and […]

“The more I practice, the luckier I get.” Arnold Palmer We grow up learning that success is the product of hard work and skill. What often gets overlooked is the role that luck can play; a factor that some economists believe has become increasingly important in our globalized, winner-take-all marketplace. Effort and talent are certainly […]

“You don’t need a weatherman to know which way the wind blows.” Bob Dylan As the world tries to figure out what to expect from a Trump presidency, it appears the market has reached its conclusion. With US 10y bond yields up 0.60% in November, the expectation is for stronger growth and higher rates. Investors, […]

“The man who reads nothing at all is better educated than the man who reads nothing but newspapers.” Thomas Jefferson Every day we are bombarded with a barrage of news, delivered to us at breakneck speed. In theory, all this access to information should leave us more informed and better equipped to make decisions. But […]